मैं अपने उन समस्त बीमा धारको को धन्यवाद देना चाहूँगा जिनका विश्वास पिछले 30 वर्षो से मुझ पर बना हुआ है, जो कि मेरी जीविका और सफलता दोनों का कारण है। जैसे देखा जाता है कि इंस्युरेन्स मार्केट अव्यस्थित एजेंटो से भर गया है, ऐसे एजेंट 10-12 पालिसी करने के बाद या काम ज्यादा नहीं चलने के कारण यह काम छोड़ देते है, ऐसे में उनके ग्राहक जिन्होंने पालिसी ली होती है उनको निगम की किसी भी सेवा को लेने में काफी परेशानी होती है।
मित्रो, LIC की योजना हमेशा समाज के हित में होती है, परन्तु पर्याप्त जानकारी न होने के कारण लोग निगम की योजनाओ का लाभ नहीं ले पाते है, बस यही सोच कर हमने यह साईट www.ashoklicindia.com बनाने का निर्णय लिया, जिससे की निगम की प्रत्येक जानकारी आप तक साधारण तरीके से पहुंचा सके। जैसा की आप सभी जानते है, भारतीय समाज में बच्चियों की शिक्षा और विवाह अथवा बच्चो की शिक्षा माता पिता की एक बड़ी जिम्मेदारी मानी जाती है, यदि घर के मुखिया की आकस्मिक मृत्यु हो जाये और परिवार की सारी जरुरतो की पूर्ति कैसे हो अथवा बुढ़ापे में बेहतर जीवन व्यतीत करने के लिए क्या करे। इसलिए हमारा प्रयास रहता है हम निगम की योजनाओ के जरिये आपको इसके लिए बेहतर प्रबंध बता सके।
हम आपके खुशहाल, सफल और समृद्ध भविष्य की कामना करते है।
The concept of life insurance is about a century old or more, but its importance is still not felt universally. We shy away from a life insurance plan simply because we feel that nothing will happen to us and life will continue very easily and comfortably. As per Swiss Re SIGMA study, we found that only 3.30% of India’s population is covered under a life insurance plan.
Life insurance offers several advantages that is not available from any other financial instrument. It provides the dual benefits of savings and security. Life insurance can be an important asset to have, no matter where you are in life. Buying life insurance is one of the most important financial decisions, but believe it or not, only a few per cent of Indians are insured. But why is it so important? Well, regardless of how much you earn, no one knows what the future holds. Lots of people die prematurely every year from illness or accident and, if you happen to be the sole breadwinner in the family and you were to pass away, it could have devastating consequences for your loved ones-their ability to pay household expenses, debts and maintain their standard of living.
As you know, we care for our mobile more than our lives. As soon as we purchase mobile we secure it by purchasing screen guard, anti-virus, mobile Insurance, mobile cover etc. to protect it but have we care about our life like this, which is full of uncertainty and no one knows what will be going to happen to blink of next second
The true meaning of the word Life Insurance made sense to me when my neighbour Raghu suddenly expired one morning. Raghu met with a sudden heart attack and declared dead on arrival at the hospital. His family had no clues as to what to do in a situation like this. Once his last rites were over, the family sat and had a look at his investment file. Even though Raghu was earning Rs 1 Lakh a month, it was found that Raghu had only one life Insurance policy with a life cover of Rs 5 Lakhs only along with some other small savings.
Was a life cover of Rs 5 Lakhs sufficient for the financial need of the family? Certainly not! And that is what made me sit back and analyse my own situation. I started thinking about my own financial position and tried understanding what would be the implications if something were to happen to me? I started googling and visiting various websites and found some facts which were hitherto most of the people don't know. Benefits of Life Insurance:-
At the end, I would like to say that those who say that nothing is left at the end of month, think of the above story and at least save/invest one day income in a month for future of the family.
Many people compare life insurance with other saving instruments. But the life insurance and other savings instruments are actually two very different things, with few features in common.
In an individuals life, there can be many needs but financial support & protection in the time of adversities is very important. Financial support & protection are the priorities of having an insurance,
Once you are fully insured, your family will be able to maintain its standard of living without much trouble in tough times. An LIC policy is a property with legal status. The right of this property can be transferred, mortgaged hypothecated, gifted as per law.
Protection first, savings next is the best advice". It is very important to note that LIC policies are backed by the guarantee of Govt. of India, no other life insurer is backed by Govt. of India.
Therefore, LIC covers both, protection as well as savings with peace of mind.